Let’s face it, we’ve all dreamed of making money while sitting on our favorite couch. Well, good news: in today’s digital world, that dream can become a reality. Whether you want to pay off your retirement savings or just want some extra cash for the little luxuries of life, there are ways to earn money without breaking a sweat.
We’re not talking about get-rich-quick schemes here, but legitimate ways to boost your income with minimal effort. So, settle into your comfort zone, and let’s explore five ways to make money without lifting a finger.
Not all of these ideas will work for you, but some will, so be sure to read them all.
1. Double your money and retire rich
To manage your money well, work with an expert – it’s absolutely worth it. If you don’t do this, you could be missing out on some great financial benefits.
Vanguard research found that, on average, a hypothetical $500,000 investment over 25 years can grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial advisor. That’s double!
If you have at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short questionnaire and are instantly matched with up to three vetted financial advisors in your area, they are all bound by law to serve your interests.
Even if you don’t want help choosing investments, an advisor can help reduce your tax burden, create a comprehensive financial plan, increase your Social Security, help you with estate planning and ensure you’re on the right track. They can be there and if it happens one day, you are not there.
Using SmartAsset only takes a few minutes, and in most cases you’ll be offered a free consultation.
There is nothing to lose and much to gain. Take a minute and check it out now!
Please carefully review the methods used in Vanguard’s white paper, “Putting a value on your stock: Estimating Vanguard Advisor’s Alpha.”
2. Download and get big savings
Take care, homeowners! Good news about mortgages – 30-year mortgage rates have taken a dive recently. It’s time to sit back, be careful and think about financing a new home or refinancing your current one.
Why? Because this dip can mean big savings for you. We’re talking potentially hundreds of dollars off your monthly payments. And, with Rocket Mortgage’s cash-out refinancing offering, you can tap your home equity and get your hands on some extra cash. Win-win, right?
Think about it – low interest rates mean you can:
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- Reduce your monthly payments
- Pay off your loan quickly
- Free up money for other financial purposes
Now is the perfect time to reduce your mortgage and give your money a boost.
Click here to check out Rocket Mortgage’s cash refinance offering. Their experts are standing by to crunch the numbers and show you how much you can save.
Don’t wait – prices can go up again. Take action now and take control of your financial future. Let us turn your home into a money saving powerhouse!
3. Save $610 on your car insurance
If you’re like most Americans, you probably pay too much for car insurance. But shopping around for the best deal is such a hassle.
Well, it used to be like that.
Now you can just check out Provide Insurance, the largest online insurance marketplace in the US Providence Insurance allows you to compare quotes from over 175 different carriers in minutes.
All you have to do is answer a few questions about yourself and your driving history. Then Supply will show you the best options for your needs and budget.
You can save up to $610 a year on car insurance by using Provide Insurance. That’s money you can use for other things, like investing, saving or paying off debt.
Don’t let your current insurance overcharge you. Try Insurer today and see how much you can save on car insurance.
4. Stop being scammed by your bank
It’s as simple as this: If you have savings in a regular bank savings account, you’re throwing money away.
In just a few minutes, you can move those savings to a financial technology company, such as leverage, and earn more interest without added risk.
The Upgrade FDIC or NCUA-insured Premier Savings account currently offers 5.21% Annual Percentage Yield (APY)– nearly 12 times the national average. And all you have to do to get that high rate is maintain a minimum balance of $1,000.
If you move $100,000 from a low-interest account to a Premier Savings Upgrade, you could get an extra $5,000 every year. No more risk, 5 grand more: all financial decisions should be this easy.
If you’re fine with not paying anything, go ahead and stay with your main bank. But if you want your money to work as hard for you as you do for it, take action. Take a few minutes now and check out Upgrade. You will get a little richer for it.
5. Get cash back on every debit card purchase
It’s hard to keep track of all the cashback offers out there. Let’s see, others credit cards that offer cash back certain ones purchase – as long as you qualify for the card in the first place. And that card may come with fees, too.
What if you automatically got cash back every time you used your old debit card? That would be very easy, wouldn’t it?
That’s the case with the Discover® Cashback Debit test. Earn 1% cash back on up to $3,000 in debit card purchases every month. Plus, there are no overdraft fees, no monthly account fees, no minimum opening deposit and no minimum balance required.
Another bonus: If you set up direct deposit, you’ll get paid up to two days early.
You can use more than 60,000 ATMs for free. And Discover is as safe as any brick-and-mortar bank: Your deposits are FDIC-insured up to $250,000.
It’s time to leave your old bank and explore a smarter option.
6. Make up to $1,000 a month without leaving your couch
Many companies allow you to earn money by completing surveys, completing tasks, signing up for items, or playing games.
But FreeCash is in a league of its own.
Freecash boasts super fast payouts (we’re talking fast!), with withdrawals as low as $5. Also, you can withdraw via PayPal, crypto, gift cards – the choice is yours. FreeCash users have already earned over $87,000,000!
So try FreeCash. It’s a fast, fun way to earn real cash. Don’t waste another minute – Freecash is waiting!
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