7 Bad Money Habits That Are Killing Your Money (And How To Get It Back)

[00:03:12] Ramit: How long have you been together?

[00:03:15] Carrie: About eight years.

[00:03:16] Ramit: Eight years. That’s right. Carrie, when you met Taylor, did you already have a good knowledge of money?

[00:03:25] Carrie: Yes. Maybe I wasn’t good at doing all the things, but I knew what I was supposed to be doing and I was doing some of those things, sure.

[00:03:33] Ramit: Did it concern you at all that Taylor wasn’t on the same level of savings?

[00:03:39] Carrie: Once I saw it, it took a while. Yes.

[00:03:44] Ramit: How long?

[00:03:46] Carrie: About six months of dating.

[00:03:48] Ramit: So Carrie, we’re here to talk about the role of money in your relationship with Taylor. And I am impressed with the request you wrote. Uh, did Taylor see this app?

[00:04:02] Carrie: He’s not.

[00:04:03] Taylor: Oh, no.

[00:04:03] Ramit: That’s right. Well, do you mind if I read some of it out loud here?

[00:04:08] Carrie: Yes.

[00:04:09] Ramit: That’s right. Taylor, the reason I was struck by this was the strength and seriousness of the words Carrie wrote. “I am a 33-year-old woman, we have been in love with my boyfriend for eight years, and we still don’t know what we are going to discuss about money together, and I don’t see anything. I’ve been ready to get married for three years or so, and now that he’s earning more, he’s starting to express his desire to take that step with him.

[00:04:41] “However, in the back of my head, I feel reluctant to agree because I am very tired of his lack of attention or his desire to talk about financial problems, plans, etc. WE ARE SO TIRED OF VENMO REQUESTS AND FINDING OUT WHO IT IS. WHAT ARE YOU PAYING FOR?” I would like to pause there. Carrie, do you remember writing that?

[00:05:10] Carrie: Mm-hmm. The last part of the wits was that I felt like I tried many different ways to make it fun, or to ask a question, or to draw him, and he gets a lot of joy from arranging dreams. We love to talk about dreams, and what could they be? But then when I start to delve into the details, it’s a complete shutdown and block.

[00:05:38] Ramit: Thank you. Taylor, hearing what Carrie wrote, how do you get that?

[00:05:50] Taylor: It hurts to be with me. I don’t want to say though that it hurts because it doesn’t. I don’t care. He is the one who feels this way, so it just spreads. Yes. It just sucks to hear. Because I have to be better and I have to, I don’t want to say be more of a man in this situation, but I have, um, talked more to my better partner in general. Well, I don’t care how I feel. I care about how you feel.

[00:06:37] Ramit: But I care about how you feel. Now how do you feel?

[00:06:45] Taylor: Oh, man. Well, maybe the one feeling I hate.

[00:06:53] Ramit: Tell me.

[00:06:54] Taylor: Uh, disappointment.

[00:06:55] Ramit: who.

[00:06:57] Taylor: Me.




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