Review the long-term risks of staying on Windows 10
But should you stay on Windows 10 even if you choose to buy ESU patches? First, review your internet insurance policy for any coverage issues if you decide to continue with Windows 10 unpatched, or continue with Windows 10 with ESU installed.
Cyber insurance policies often reference PCI DSS standards for coverage guidelines. Protection may be denied or reduced based on, arising out of, or in any manner including:
- Any failure of the insurer to comply with or follow the PCI Data Security Standard or any payment card company regulations.
- Implementing or maintaining, or complying with, any security measures or standards relating to any payment card Data including, but not limited to, any fine or penalty imposed by the payment card company on the merchant’s bank or payment processor paid by the Insurer. or they agree to refund or pay.
For point-of-sale systems, for example, PCI DSS standards indicate that systems are protected with the necessary controls – file integrity monitoring, malware protection, patches, audit logging, and so on. Therefore, in order to comply with PCI DSS standards, you cannot leave point-of-sale systems installed, running, and communicating with customers if you do not keep them secure and patched. You could be at risk of losing your cyber insurance if you didn’t have the protections in place.
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