How to Navigate Combined Family Finances: A Guide to Wealthy Living

[00:17:09] Cristina: Okay, so I feel confused about it.

[00:17:14] Ramit: That’s right. Tell me more.

[00:17:15] Cristina: That’s right. I will have feelings because you are asking me about feelings. I was very scared because like Ronnie, my family is from this country. I am an immigrant. So we also came out with nothing. And then I have to find out for myself. My parents didn’t teach me anything.

[00:17:35] I probably have to learn everything by myself. So it was a very scary process, but I feel as proud of where we are now and how far we’ve come as I can take for myself. So I’m confused and maybe a little lost on what to do at this point? Because I feel like I don’t know how far I can take this on my own.

[00:18:00] Ramit: And how long have you been married?

[00:18:03] Cristina: We have been together for 10 years, married for four.

[00:18:05] Ramit: That’s right. That’s right. So when you say how far can you take yourself, is there a self-funding clause in your relationship?

[00:18:18] Cristina: Yes.

[00:18:19] Ramit: That’s right. Ron, is that accurate?

[00:18:22] Ron: Oh, sure.

[00:18:25] Ramit: That’s right. That is absolutely true. I appreciate that, Cristina. So how would the two of you explain the dynamics between the two of you when it comes to money?

[00:18:40] Ron: Babe, you can take this one first.

[00:18:43] Cristina: I think over the years, it’s been a difficult topic to talk about. It’s always been a fight, and it’s gotten better, but now lately, I feel like I just avoid it a little bit, so we don’t fight as much. I bring it up, but if I don’t say, oh, he’s confused by it, or he doesn’t want to have a conversation about it, I’m just like, okay, okay. We will talk about it another time. I will make it clear. And I don’t ask him any more questions.

[00:19:12] Ramit: You took it for yourself.

[00:19:13] Cristina: Mm-hmm.




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